Not all homeowner's insurance policies cover mold in Litchfield County

8/7/2017 (Permalink)

Not every Roxbury area home we inspect requires professional mold remediation however many do. Check your insurance policy to see if it covers mold.

We are called to New Milford area homes on a weekly basis to inspect mold. With all of the attention on black mold and it's potential to be toxic to the health, many homeowner's don't want to take a chance when they spot mold. Luckily, not every home that we inspect requires professional remediation from the SERVPRO of Newtown and Southern Litchfield County team. We are often able to recommend a safe method in which homeowner's can reduce their mold risk or treat it themselves.

There are also the cases in which there is a mold infestation in the home that requires our services. It can be surprising to some homeowners to discover that their insurance policy does not cover mold. 

Call your insurance agent if the language of the policy is confusing and you are unsure. Some policies contain clauses that exclude mold.  Some will cover mold removal only under certain circumstances.  Typically, if your policy does not include mold remediation it can be added onto the policy. It's a smart preventative measure that can save you thousands in the future.  

If you see signs of mold in your Fairfield County home, call SERVPRO of Newtown and Southern Litchfield County at (203) 743-5362. Our IICRC certified mold technicians will come out and give you an honest assessment of the situation.